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Your first move should be to look into your mortgage options!

Your first move should be to look into your mortgage options!

Do you want to create the perfect house that fits your lifestyle? Or does your family need more room to grow? Call today for a free analysis of what you can afford. Your dream home may be more affordable than you think!

When you are ready to sell your home and buy a new one, your first move should be to look into your mortgage options. If you will need a bigger mortgage, your options will include bringing your mortgage with you if it is portable. You can often "blend" your current mortgage rate with the mortgage rate on the additional funds you need.

With interest rates today still hovering at historic lows, you might want to consider breaking your current mortgage and getting a new one for the total amount you need. To break your mortgage, your lender typically has the right to charge a penalty based on the greater of three months' interest or the interest rate differential (IRD), which is essentially the difference between your old rate and current rates for your remaining term.

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