Mortgage Refinancing

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Lower your debt, boost your monthly cash flow, and be mortgage-free quicker!

Top five reasons to refinance

For many Canadians, their home is a terrific repository of wealth. Home equity can build nicely by chipping away at payments and through increasing home values. Accessing home equity through a refinance (min 20% home equity) has for years been an easy, low-cost way to get needed funds. Various new mortgage rules and “stress-testing” has made refinancing more complicated, but it’s a strategy that continues to make good financial sense for certain homeowners that qualify.

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Mortgage Calculators

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